“I have been working on my credit for years and was doing OK, but Karma was able to give me tips and tweak my credit that bumped me up about 100 points and well into the 700s. This happened in a short period of time, which was perfect as I looked for a new apartment. Karma advised me in several ways of making my new strong score even better and ways to keep it that way. Karma is very knowledgeable and great at what she does, but what I like most is that she really wants to help. It is not about a business for her but helping people.”